灰、龟、鬼
Huī,   guī,   guĭ
Ash, turtle, ghost

远望一堆灰，灰上蹲个龟，龟上蹲个鬼。
Yuăn wàng yì duī huī, huī shàng dūn gè guī, guī shàng dūn gè guĭ.
鬼儿无事挑担水，湿了龟的尾，
Guĭ ér wú shì tiāo dān shuĭ, shī le guī de wĕi,
龟要鬼赔龟的尾，鬼要龟赔鬼的水。
Guī yào guĭ péi guī de wĕi, guĭ yào guī péi guĭ de shuĭ.

It is a pile of ash from distance where a turtle sits and a ghost sits on the turtle.
The ghost carries water and wet the turtle's tail,
The turtle asks the ghost for compensations for its tail and the ghost asks the turtle for compensations for its water.